Robix and Max boom box

Bump, bump...bump it up!

Enjoy a APY
12-Month Bump Rate Certificate

At Logix, we get excited when we can help you thrive by growing your money with higher earning rates. Now is a great time to bump your savings with a APY 12-Month Bump Rate Certificate.

What is a "Bump" rate certificate?

During the term of your certificate, if our advertised rate for the 12-Month Bump Rate Certificate is greater than the rate you are earning, you may request a one-time “Bump” to the current rate, and we will increase your rate for the remaining term of your certificate.

  • Dividends earned daily and compounded monthly
  • $5,000 minimum opening deposit
  • Withdraw dividends without penalty
  • One-time rate bump
  • One-time addition of funds

Already a member? Go online to open this exclusive offer.

  • Log into Online Banking
  • Click on Accounts in the top navigation menu
  • Click on Open a New Account
  • Select 12 MONTH BUMP RATE CERTIFICATE - Min Bal: 5000 from the Choose Account Type dropdown
  • Complete and submit the form
Not yet a member? Apply for a Logix membership.
Apply Online
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Calculate your
Certificate Value

Length of Certificate:
(months) 
12
Dividend Rate:
(compounded monthly) 
4.605%
Annual Percentage Yield:
(APY) 
Certificate Value at Maturity:
(before taxes) 
This calculator is provided for education and illustrative purposes only, and not intended to provide investment advice. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax, or legal advisor regarding your unique situation.
Looking for more options?

Check out these other certificates.

APY
Term
Min Deposit
12 Months1
$1,000
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13 Months2
$1,000
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24 Months
$1,000
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60 Months
$1,000
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7 Months2
$5,000
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1 12-Month Flex Certificate

2 7-Month Promo Certificate

1 12-Month Flex Certificate

2 13-Month Promo Certificate

3 7-Month Promo Certificate

Your money is safe here
Your deposits are federally insured up to $250,000 by the National Credit Union Administration. We've maintained a perfect record of positive earnings since 1937 and hold a 5-Star rating for financial strength from Bauer Financial.
Bauer Financial NCUA

12-Month Bump Rate Certificate: APY = Annual Percentage Yield. Minimum opening deposit and minimum balance required to earn APY and avoid account closure is $5,000.00. Dividends are earned daily and are compounded and credited monthly on the first day of each month. The APY assumes dividends will remain on deposit until maturity. If you have elected to receive distribution of your dividends monthly, your dividends will not be compounded. Dividends may be withdrawn without penalty; however, withdrawal of principal results in an early withdrawal penalty. Fees could reduce earnings. At maturity, the certificate will automatically renew as a standard 12-Month Certificate (with no Bump Rate feature) at the dividend rate and APY then in effect. The 12-Month Bump Rate Certificate cannot be opened as an IRA and is not available for business accounts. Rate Effective 12/12/23 and is subject to change. Logix Relationship Rewards Certificate Account Dividend Rate Bump is not applicable to the 12-Month Bump Rate Certificate. One (1) dividend rate increase is permitted during the term of the 12-Month Bump Rate Certificate Account to the current dividend rate in effect for the 12-Month Bump Rate Certificate. The dividend rate increase is NOT automatic and must be specifically requested by you, either verbally or in writing, at the time our pricing of dividend rates on 12-Month Bump Rate Certificates makes a dividend rate increase available to you. The new rate from the date the increase is processed will remain in effect until the certificate maturity date. One (1) additional deposit allowed during the term of your 12-Month Bump Rate Certificate. Logix membership required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.