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HOME EQUITY LOANS AND
LINES OF CREDIT 




(8/28/2008) Prime Rate Index 5.00%

APR = Annual Percentage Rate. 3.99% APR is our best rates based on credit worthiness, credit score, and a maximum combined loan-to-value (CLTV) of 70% as of date listed. Rates, terms, and conditions subject to change. Rates may vary. Maximum APR is 18%. Minimum credit limit is $10,000. Maximum credit limit is $500,000. No closing costs if credit limit is $250,000 or less, and HELOC is not closed within the first 36 months following the date line of credit is established. Estimated closing costs on limits in excess of $250,000 approximately $1,000. Attorney fees apply in FL, MD, VA, NH, MA and ME and range from $300 to $700. PrimeLine HELOC available in CA, FL, MD, NV, NH, VA, MA and ME only. Home Equity Lines of Credit are available for Investment (NonOwner Occupied) properties. Please call for rates.

PrimeLine (Revolving) Home Equity Line of Credit  Rates are now as low as:  Loan-to value  Variable APR*
 
As-Low-As 
Index  Margin  Term 
3.99% APR!
70%
80%
90%
3.99%
4.50%
5.25%
Prime
Prime
Prime
-1.01%
-0.50%
+ 0.25%
Term is 15 Years. Minimum "Interest Only" monthly payments require a BALLOON PAYMENT at maturity 

 

Home Equity Loan (Close-end, Second Mortgage)  Loan-to value  Fixed Rate  Fixed APR*
 
As-Low-As 
Points  Term 
70%
80%
90%
7.00%
7.25%
8.50%
7.15%
7.40%
8.66%
None
None
None
15-Year Amortization 
 
Home Equity Loan (Close-end, Second Mortgage)  Loan-to value  Fixed Rate  Fixed APR*
 
As-Low-As 
Points  Term 
70%
80%
90%
6.00%
6.75%
7.75%
6.45%
7.20%
8.21%
None
None
None
7-Year Amortization 

APRs listed are our best rates based upon creditworthiness and the disclosed Loan-to-Value (LTV); applicant's rate may be higher depending on credit rating and LTV. Requested loan amounts over $250,000 require applicant to also pay appraisal and title fees. Attorneys' fees apply in some states. APRs are calculated using a $50,000 loan amount and monthly repayment schedule. PMI is not required. Minimum credit limit/loan amount is $10,000; maximum is $500,000. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing.


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